Getting Started

New to ChatPay? Start here.

Frequently asked

What is ChatPay?

ChatPay is a controlled conversational-finance pilot delivered through WhatsApp.

The current implementation supports linked-bank onboarding, account status and history, plus gated airtime and electricity purchase flows. Transfers, data bundles, other bills and crypto are not currently available.

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Do I need to download an app?

No. ChatPay works directly inside WhatsApp, so there is no need to install another application.

Just save our official WhatsApp number and start a chat.

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How do I start using ChatPay?

Getting started takes about a minute:

  • Save ChatPay's official WhatsApp number
  • Send "Hi" to start a conversation
  • Follow the on-screen prompts
  • Verify your identity (BVN + phone number)
  • Start transacting
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Is ChatPay available 24/7?

Yes. You can access ChatPay anytime, including weekends and public holidays. Banking partner downtime may occasionally affect transfers, but ChatPay itself is always on.

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